Practical money guidance for parents raising teenagers

Your teenager got a job, or asked for a debit card, or spent forty dollars on a game you have never heard of. Somewhere in there is a question with a real answer, and most of the pages you land on either do not answer it or answer it with a number from four years ago.

This site answers the question first, in the first two sentences, then shows the working. Every figure links to the agency that published it, and every page says when it was last checked.

First Jobs, Paychecks and Taxes

Work permits, hour limits, the W-4, the first small paycheck, and whether your teenager actually has to file a return.
Allowance and Chores

How much, whether to tie it to chores, what the data actually says, and what to do when it is gone by Tuesday.
Accounts, Cards and Saving

Bank accounts for minors, first debit cards, custodial investing accounts, building credit before 18, and the free credit freeze most parents miss.
Spending, Scams and Money Trouble

Overspending, gas and insurance, buy now pay later, in-game purchases, and the scams that specifically target teenagers.
Talking to Your Teen About Money

How to have the conversation without it turning into a lecture, and what to say when the plan is to get rich from streaming.
Free Calculators and Worksheets

Simple tools that do one thing well. No sign-up, no email, nothing stored.

Practical money guidance for parents raising teenagers

First Jobs, Paychecks and Taxes

Allowance and Chores

Accounts, Cards and Saving

Spending, Scams and Money Trouble

Talking to Your Teen About Money

Free Calculators and Worksheets

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