Talking to Your Teen About Money
The advice to “talk to your kids about money” is everywhere and is almost never followed by what to actually say. These pages are the scripts and the openings, including the ones for conversations that have already gone badly once.
The general finding worth knowing up front: teenagers tune out lectures about the future and engage with decisions about this week. Aim everything at this week.
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How to Talk to Your Teen About Money
Aim at this week, not their future self. Openings that work, how much to say about your own finances, and how to repair a talk that went badly.
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Money Conversations by Age, 13 to 18
A checklist of what is worth covering at 13 to 14, 15 to 16 and 17 to 18, keyed to what actually changes: the first bill, the first job, the first car and leaving home.
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When the Plan Is to Get Rich Online
Take the plan seriously, then get specific. The odds, the skills that transfer, where content money really sits, and the age rules on monetization.